Everything you own and owe,
in one calm view.
Link your bank, cards, loans and mortgage, add your home and cars, and see your net worth, where your money went, and the cheapest way out of debt.
Coming soon to iPhone, iPad, Mac, Android and Windows. United States only at launch.
What it does
Four tabs and a debt plan
Home, Transactions, Net Worth and Accounts, plus More for debt management. Bank links are read-only: Heath never moves money and never sees your bank password.
Home
Your net worth and its trend, what makes it up, money in and out this month by category, how much of your home and car you own, and the next thing worth doing.
Transactions
Every transaction from your linked banks and cards, searchable by name and category. Add cash or anything else by hand.
Net Worth
Assets and debts by group with history. Add your home, cars, land, valuables or a business and keep their values current.
Accounts
Link checking, savings, credit cards, mortgages, car and student loans and investments through Plaid, or add any account by hand.
Debt management
Every interest rate, minimum payment and monthly interest cost in one list, with suggestions: which card to pay first, card utilization, refinance checks, an emergency cushion.
Free, or Pro
Free: up to 3 linked banks and 90 days of history. Pro ($5.99/month or $49.99/year, 7-day trial): unlimited banks, the payoff planner with your debt-free date, full history with CSV export, sync across devices, and no ads.
Honest limits
An organizer, not an adviser
Heath is not financial, tax or legal advice. Suggestions are general rules applied to the numbers you link or enter; check rates, fees and terms with your lender before acting. Balances and transactions come from your bank through Plaid and can be late or incomplete. Home, car and asset values are your own estimates. Heath is read-only: it never moves money, pays bills or pulls your credit.
Full detail in the terms of use and the privacy policy.